Motor carriers overpay, get declined, and lose markets — not because of bad luck, but because nobody taught them how underwriting actually works. That changes here.
No account required. See what underwriters see in 30 seconds.
Learn how underwriting decisions are actually made — the data, the scoring, the relationships, and why the same account gets different rates from different markets.
The cold calls promising savings. The submission flooding problem. Ghost carriers operating outside their authority. The misrepresentation patterns that hurt the whole market.
Your CSA score is your credit score. Your submission is your pitch. Your agent is your advocate — or should be. The right intelligence changes all three equations.
Instant ISS score lookup by DOT number. Know exactly where you stand before an underwriter pulls your data.
The full CHIP carrier intelligence report. Deep risk scoring, percentile rankings, FMCSA data breakdown — everything in one document.
The full SaaS platform. CRM, bulk screening, submission workflows, ongoing carrier monitoring. Built for agents, producers, and carriers who need ongoing intelligence.
Most agents know what to submit. Brian knows how it's evaluated — because he spent years as a Head Program Underwriter with binding authority before moving to production. That perspective built CHIP and drives everything on this channel.
Small carriers get locked out of major markets because of a single inspection event that statistically means nothing — and nobody explains why. A 2-truck carrier with 3 inspections on record gets measured the same way as a 500-truck fleet. One logbook violation can flip the ISS red — and some markets use ISS thresholds as part of their underwriting criteria. The carrier gets declined and doesn't know why.
One clean inspection later, the score resets. Same carrier. Same trucks. Same driver. The risk didn't change — the data set shifted. That's not a risk signal. That's a broken measurement tool being used to make real underwriting decisions.
Read the Full Methodology →3 accounts with zero BASIC alerts and green ISS produced an 82% loss ratio. CHIP flagged all three as MODERATE risk before losses occurred.
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